Ross Levin

Columnist
Your Money
Ross Levin is founding principal and president of Accredited Investors Inc., Edina, a fee-only wealth management firm. His Gains and Losses column runs on the fourth Sunday of the month. A compilation of these columns can be found in his book, "Spend Your Life Wisely." Send emails to Ross@accredited.com

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Latest from Ross Levin

Business

Don’t consider just your conflicts of interest. Be wary of your advisors’, too

Fiduciaries and real estate agents are a few examples of professional personal finance guides to manage.
May 24, 2025
FILE - In this Feb. 6, 2018, file photo, a woman walks through the front doors at a Fidelity Investments office on Congress Street as the ticker displays stock market numbers in Boston. Federal regulators are moving to require that brokers provide their customers with detailed disclosures of their potential conflicts of interest when dispensing advice for retirement planning and other investments. (AP Photo/Stephan Savoia, File)

Real Estate

How to know if buying a vacation home is right for you

Most of us don’t consider all the costs of owning a vacation home, both in time and money. 
May 10, 2025
n the Land of 10,000 Lakes, summer fun means water. Is this the year to take the plunge and buy a lake home? And how do you find the right one? To start your search, check out LakePlace.com, which lists all lake properties for sale in Minnesota and Wisconsin, as well as vacation rentals and resorts. Right now, buyers outnumber sellers for moderately priced properties within a three-hour radius of the Twin Cities. “The hot ticket is the $250,000 to $400,000 year-round home on a swimmable l

Business

Opposites attract in love and money, which makes for financial tension

Different saving and spending philosophies can become fight-fodder in relationships unless you make a point to talk about it.
April 26, 2025
Wedding rings on cash marriage money finance istockphoto.com

Business

Fight, flight, freeze or fawn: How to react to stock market volatility

President Donald Trump’s tariffs have sent the markets tumbling down. Manage your money based on your gut reaction.
April 12, 2025

Business

Know your finances in order to make investing, retirement decisions

You need to learn more about your finances to know which debts to pay down and which investments are best for your situation.
March 29, 2025
Close up of female accountant or banker making calculations. Savings, finances and economy concept. istock

Business

Don’t get mad, get control of your financial matters

These are crazy times, from a $6 billion state budget deficit to capricious national government decisions, but making some smart money choices can help.
March 15, 2025
credit: iStock Older man wearing glasses and throwing up hands in frustration. Old, Men, Business, Headache, Businessman, Furious, Displeased, Rudeness, Anger, Frustration, Boredom, Emotional Stress, Senior Adult, Office, Aging Process, Despair, Worried, One Person, Mature Adult, Finance, Depression, Tired, Sadness, Male, Glasses, Human Face, Suit, Pain, Portrait, Disaster, Physical Pressure, Distraught, Healthy Lifestyle, Adult, Occupation, Lifestyle, Business People, Business Person, Caucasian

Business

How donor-advised funds can help you meet your charitable goals

While you might have committed to giving a percentage of your income, giving assets that have appreciated into your funds may be a wiser choice.
February 8, 2025
Edwin Schall got a dollar from a passerby as he held out a pan t get money for food along Nicollet Ave. ] (KYNDELL HARKNESS/STAR TRIBUNE) kyndell.harkness@startribune.com In downtown Minneapolis, Min. Tuesday, June 3, 2014. A new campaign in Minneapolis wants to end panhandling. The "Give Real Change Campaign" which has billboards in Downtown Minneapolis, is telling residents to end panhandling and give to a charitable organization instead. ORG XMIT: MIN1406031618130714

Business

In tough financial times, avoid paralysis and sweeping change in favor of small steps

Don’t let human emotions adversely affect your finances, particularly during times of stress.
January 25, 2025
To reduce the financial stress of retirement, cover essential living costs from guaranteed income.

Business

Know your finances in order to make investing, retirement decisions

You need to learn more about your finances to know which debts to pay down and which investments are best for your situation.
March 29, 2025
Close up of female accountant or banker making calculations. Savings, finances and economy concept. istock

Business

Don’t get mad, get control of your financial matters

These are crazy times, from a $6 billion state budget deficit to capricious national government decisions, but making some smart money choices can help.
March 15, 2025
credit: iStock Older man wearing glasses and throwing up hands in frustration. Old, Men, Business, Headache, Businessman, Furious, Displeased, Rudeness, Anger, Frustration, Boredom, Emotional Stress, Senior Adult, Office, Aging Process, Despair, Worried, One Person, Mature Adult, Finance, Depression, Tired, Sadness, Male, Glasses, Human Face, Suit, Pain, Portrait, Disaster, Physical Pressure, Distraught, Healthy Lifestyle, Adult, Occupation, Lifestyle, Business People, Business Person, Caucasian

Business

How donor-advised funds can help you meet your charitable goals

While you might have committed to giving a percentage of your income, giving assets that have appreciated into your funds may be a wiser choice.
February 8, 2025
Edwin Schall got a dollar from a passerby as he held out a pan t get money for food along Nicollet Ave. ] (KYNDELL HARKNESS/STAR TRIBUNE) kyndell.harkness@startribune.com In downtown Minneapolis, Min. Tuesday, June 3, 2014. A new campaign in Minneapolis wants to end panhandling. The "Give Real Change Campaign" which has billboards in Downtown Minneapolis, is telling residents to end panhandling and give to a charitable organization instead. ORG XMIT: MIN1406031618130714

Business

In tough financial times, avoid paralysis and sweeping change in favor of small steps

Don’t let human emotions adversely affect your finances, particularly during times of stress.
January 25, 2025
To reduce the financial stress of retirement, cover essential living costs from guaranteed income.
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